New Hampshire

Overview of New Hampshire’s Unclaimed Property Law

The New Hampshire Uniform Disposition of Unclaimed Property Act requires holders—including financial institutions, insurers, utilities, and other businesses—to report and remit unclaimed property to the State Treasurer’s Office. The program protects consumers’ rights while ensuring businesses uphold their compliance obligations.

Common property types include:

• Checking and savings accounts
• Uncashed payroll or rebate checks
• Insurance proceeds and annuities
• Dividends, stocks, and other securities
• Safe deposit box contents

Before reporting, holders must determine inactivity, confirm dormancy periods, and attempt to contact the rightful owner.

New Hampshire Dormancy Periods

New Hampshire enforces clear dormancy timelines that dictate when property must be reported. Below are common categories by NAUPA property codes:

Due Diligence Requirements in New Hampshire

Holders must make reasonable efforts to contact owners before reporting property to the state:

• Mail notice: Send by first-class mail to the owner’s last known address no more than 120 days before the reporting deadline.
• Threshold: Required for property valued at $50 or more.
• Content: Notices must inform the owner of the nature of the property, how to recover it, and that it will be turned over to the state if not claimed.‍
• Best practice: Supplemental outreach (email, phone) is encouraged to maximize owner response and strengthen audit documentation.

New Hampshire Reporting Deadlines and Requirements

New Hampshire follows a fall reporting cycle:

• Insurance Companies:
  
  • Report Period: January 1 - December 31
  • Report and Payment Deadline: May 1
• All Other Businesses:
  
  • Report Period: July 1 - June 30
  • Report and Payment Deadline: November 1

Additional requirements:

• Format: Reports must be filed electronically in NAUPA II format.
• Negative Reports: Not required, but encouraged if there’s no property to report.
• Remittance: Accepted via ACH Credit, Wire Transfer, and Check

For full details and electronic submission, visit the New Hampshire Treasury’s Unclaimed Property Program.

New Hampshire’s Voluntary Disclosure Program

The state does not offer a formal Voluntary Disclosure Agreement (VDA) for businesses that need to resolve past-due property.

How Eisen Helps You Stay Compliant in New Hampshire

New Hampshire’s escheatment laws demand accuracy, timely action, and clear documentation. Eisen’s platform helps holders meet those obligations with ease:

• Escheatment Manager – Monitors dormancy, flags eligible property, and generates New Hampshire–compliant reports.
• Outreach Manager – Automates due diligence notices and integrates with communication systems for a complete audit trail.‍
• Disbursement Manager – Provides secure, flexible payment options (ACH, wire, or check) with end-to-end tracking.

Turning New Hampshire Compliance Into Advantage

Compliance in New Hampshire is more than risk management, it’s an opportunity to build trust and operational excellence. Eisen helps you:

• Stay ahead of state requirements
• Minimize liability and audit exposure
• Strengthen customer relationships through proactive outreach

With Eisen, escheatment becomes a strategic advantage, in New Hampshire and nationwide. If you have more states to review, see our full guide on all of the escheatment laws by state.